Being involved in a car crash is frightening enough, but when you are hurt and your young child is also injured, the experience can feel understandably overwhelming. After the initial shock fades, you may be left wondering what steps to take to protect your child’s well-being and secure the financial support you both need.
In Arizona, parents have legal rights and options to pursue compensation when a child is hurt in an accident caused by someone else’s negligence. But you don’t have to pursue the compensation you’re rightfully owed alone. Seeking personalized legal guidance and support is always an option.
Take these steps after a wreck
The first and most important step is seeking immediate medical attention. Children may not always be able to communicate the full extent of their injuries, and some conditions, such as concussions or internal trauma, may not become symptomatic right away. If you are at all concerned that they are (or might be) hurt, it’s time to go to the hospital. If you’re concerned about medical bills, know that the compensation you’re likely entitled to from the at-fault party should cover your costs.
Next, make sure to document everything. Keep records of doctor visits, medical bills, prescriptions and any changes in your child’s behavior or physical condition. If you were also injured in the crash, you’ll need to track your own medical treatment and recovery as well. You may need to use this information as evidence for insurance claims and/or lawsuits.
If you can’t get the full compensation you’re owed from insurance, know that under Arizona law, a parent or legal guardian can file a personal injury claim on behalf of a minor child. But, you’ll want to keep in mind that Arizona has a two-year statute of limitations for personal injury claims. It is wise to act promptly while evidence is fresh and witness memories are clear.
Insurance companies may reach out quickly with a settlement offer, especially when a child is involved. It’s important to avoid accepting any offer without first speaking to a qualified personal injury attorney. If you settle, you’ll waive the right to pursue further compensation—even if more injuries or expenses arise later.
Crash trauma can be isolating, but you’re not alone. Many people have experienced what you’re facing and experienced legal teams understand how to get you and your child any compensation to which you’re entitled.